INSIGHTS LIBRARY
Welcome to LCZ Consulting's Insights Library! Compiled especially for you, we strive to enhance your decision-making power through helping you gain knowledge and understanding of key factors that could influence your financial security. We have selected these articles based on topics that are meaningful for you in preparing for life's unexpected occurrences from our wide network of resources.
Check back often as we continue to add to this library.
A Life Well Lived
Life's New Appreciation (Life Happens)- Work-Life Respect: Making Time for What Matters (Forbes)
- Corporate Wellness and Life Insurance (Corporate Wellness Magazine)
- Vitality Wellness Program (John Hancock)
- World 100+ Aged Population Projected to Grow Eightfold by 2050 (Pew Research)
Business Insurance Insights
- Beginners Guide to Deferred Compensation (Kiplinger)
- Deferred Compensation (Truist)
- Group Life Insurance - What You Need to Know (Investopedia)
- Is Your Employer Provided Life Insurance Enough? (Investopedia)
- Key Person Insurance: Three Types of Coverage To Know (Breeze)
- Key Person Insurance / Small Business (Nerd Wallet)
- Key Person Value Calculator (Mass Mutual)
- Non-qualified Deferred Compensation (Smart Asset)
- Return to Work Programs (The Balance)
- Return to Work - States With Programs (Council of State Governments)
- Section 162 Bonus (Mass Mutual)
Charitable Insights
- How to Donate a Life Insurance Policy to Charity (Forbes)
- How to Create a Philanthropy Legacy Without Being Ultra Rich (The American College)
- 8 Types of Charitable Giving (Forbes)
- Why Charitable Trusts Rule Under the New Tax Laws (Forbes)
Disability Insurance insights
- Preparing for Disability: Your Disability Security Plan (Council for Disability Awareness)
- 4 Reasons Disability Insurance Might Be in Your Financial Plan (Forbes)
- How To Protect Your Most Important Asset with Disability Insurance (Forbes)
- 5 Myths About Disability Insurance (Forbes)
- Why Disability Insurance is the Most Important Financial Product You Didn't Realize You Needed (Money Under 30)
- How Much Disability Insurance Do I Need? - Calculator (Life Happens)
- Top 10 Causes of Disability (Benefit News)
- What to Look for in a Disability Insurance Policy (Kiplingers)
Financial Planning Insights
- 4 Steps You Can Take to Feel More in Control Now (Life Happens)
- The Greatest Wealth Transfer in History (Forbes)
- The Importance of a Written Financial Plan (Forbes)
- 2021 Wills & Estate Planning Study (caring.com)
- 2022 Average Funeral Costs by State (World Population)
- AARP - Haven't Done a Will Yet? (AARP)
- Estate Planning Statistics (AARP)
- Life Insurance & Disease Prevention (BCG)
Insurance & COVID-19 Insights
- COVID-19 is Prompting Families to Rethink Their Finances (Life Happens)
- What 2020 Shows Us About Selling Life Insurance (Think Advisor)
- COVID Sparks Life Insurance Revival (Forbes)
- Long-term COVID as Disability (HSS.gov)
- Long-term COVID and Worker's Comp (Pandemic Patients)
Life Insurance Insights
- Are you Underestimating Your Life Insurance? (In the Black)
- Better Rate on Existing Life Insurance if Health Has Improved (Forbes)
- Best Life Insurance for Diabetes (Investopedia)
- Is Life Insurance Tomorrow's Problem? (Life Happens)
- 5 Reasons Why Having Life Insurance is Good For You (Life Happens)
- 5 Questions Expecting Moms Have About Life Insurance (Life Happens)
- Insuring the Times of Your Life (Life Happens)
- 6 Reasons to Buy Life Insurance (Money Crashers)
- Cash Value Life Insurance - What Is It? (Forbes)
- Think You're Too Young for Life Insurance? Think Again. (Motley Fool)
- What is a Death Benefit? (Money)
Long Term Care Insights
- Is Long Term Care Insurance a Smart Move? (American Association for Long Term Insurance)
- The Cost of Long Term Care (Price Waterhouse Cooper)
- Ballooning Costs of Long Term Care (American Action Forum)
Taxes Insights
- New, Post-Pandemic IRA Strategies (Forbes)
- 17 States With Their Own Estate, Inheritance Taxes (Think Advisor)
- Could the Change to the Gift and Estate Tax Exclusion be Retroactive? (Wealth Management)
- Sanders Creates New Headache for Biden on Taxes (The Hill)
- Biden Eyes First Major Tax Hike Since 1993 (Wealth Management)
- It May Be Time to Start Worrying About the Estate Tax (Bloomberg)
Zinsurance Blog
- Before Your Need It - 4 Misguided Reasons About Insurance
- Transferring Wealth Tsunami - 5 Things Wealth Transfer Should Consider
- Needs & Desires Analysis - 6 Considerations for Calculating Needs & Desires
- A Legacy of Giving Back - 5 Key Questions - Charitable Planning
- Enabling Peace of Mind - 6 Key Questions - Disability Insurance
- To Your Health - 5 Key Questions - Your Vitality Matters
- For Generations to Come - 5 Key Questions - Life Insurance & Your Legacy
- For the Long Haul - What's Important to You - 7 Questions to Consider
LCZ Consulting is committed to bringing you the latest insights to help you prepare for life's unexpected.
